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Benefit from our optimal rent guarantee

The SmartCaution rent guarantee is your assurance of making the right choice: one that protects your money, respects your time and offers you the peace of mind of an expert and accessible service. At SmartCaution, this vision is not just a promise; it translates into a series of concrete benefits, designed to make a real difference at every stage of your rental.

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Free up your capital

Rather than having capital sitting in a bank account, imagine what you could do with the equivalent of three months’ rent:

  • Finance your move
  • Buy the furniture of your dreams
  • Or simply keep a contingency fund available

With SmartCaution, this isn’t just a possibility, it’s the very principle behind our service. You replace a constraint with total financial freedom.

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Take advantage of our optimal pricing

Our pricing is designed to save you money from day one.

  • The premium decreases in the first year: you only pay for the remaining months of the year, starting at CHF 25
  • The 2-year advantage: double savings. By paying for your first two years when you subscribe on our website, you benefit from an additional 10% discount on the second year’s premium.

Maximise your savings by combining a sliding scale premium in the first year with an additional 10% discount in the second year.

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Save valuable time

In the race to rent, responsiveness is key. We have optimised every step to eliminate friction, paperwork and waiting.

  • An online registration process designed to take just 3 minutes
  • The Express Certificate: your ticket in less than 24 hours

We have deconstructed the registration process to make it as intuitive as possible. Forget complex forms and back-and-forth communication with your bank. Here, the steps are clear, the information requested is essential, and the process is 100% secure.

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Enjoy premium service

Behind our digital platform is a team of experts based in Geneva, dedicated to your satisfaction.

  • By telephone: our freephone number puts you in direct contact with an adviser
  • At our offices: drop by our agency, no appointment necessary
  • In 6 languages: we can assist you in the language you are most comfortable with

Whether you have a question about your premium, need help filling out your form, or have a specific situation to discuss, we are here to help.

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Calculate your personalised premium

Use our calculator and find out how much you can save.

Calculate your annual premium

*Your coverage is ≥ CHF 15,000.-, please contact us at 0800 100 201.

*Your coverage is ≥ CHF 40,000.-, please contact us at 0800 100 201.

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Online payment or free quote
Best premium in Switzerland 2026 sliding scale premium
CHF -- ⓘ
Your premium is calculated based on your move-in date: the later in the year you move in, the lower your rate will be.
Premium for subsequent years
CHF --
The optimal offer for 2026 - 2027 -10% additional discount
CHF -- ⓘ
Benefit from the decreasing rate from your first year and get an additional 10% discount in your second year.